ACORN

Acorns.com is a unique investment opportunity.  This mobile app is linked to your bank account.  You can link at least 2 accounts.  You can set up a re-occurring deposit, invest lump sums, and/or take advantage of round-ups. You can set the round-ups to invest automatically or you can choose which round-ups to invest.
There are several portfolios to choose from:

• Conservative - current income and preservation of capital. 15% Large company stocks, 9% small company stocks, 5% emerging market stocks, 11% real estate stocks, 20% corporate bonds, 40% government bonds.
• Moderately Conservative - current income and capital appreciation.  14% Large company stocks, 15% Small Company Stocks, 8% Emerging market stocks, 14% Real estate stocks, 23% Corporate Bonds, 26% Government Bonds.
• Moderate - 16% Large company stocks, 19% Small company stocks, 10% Emerging market stocks, 16% Real estate stocks, 20% Corporate bonds, 19% Government bonds.
• Moderately Aggressive - 13% Large Company Stocks, 25% Small Company Stocks, 14% Emerging Market stocks, 22% Real Estate Stocks, 13% Corporate Bonds, 13% Government Bonds.
• Aggressive - 14% Large Company stocks, 25% Small Company Stocks, 20% Emerging market stocks, 30% Real Estate stocks, 6% Corporate Bonds, 5% Government Bonds.

I've been using this program for nearly a year.  I've withdrawn a total of $60.39.  I've deposited $195.49. My current balance is $133.44 and I'm down -$1.60.  I like this program for the overall growth I've experienced regardless of the fact that I'm currently on the down-tic.  The down-tic never seems to last very long fortunately!